Many veterans and their spouses are unaware of a benefit they are entitled to that could help them pay for care as they age, says Certified Elder Law Attorney Denise N. Yurkofsky. While the Aid and Attendance benefit is extremely helpful, there are strict eligibility requirements regarding income, assets, need and service.

Eligibility Requirements

• Wartime veterans who entered service on or before Sept. 8, 1980, must have had "at least 90 days of active military service," at least one of which must have been during wartime, and not have been dishonorably discharged.
• Those who entered wartime service after Sept. 8, 1980, must have had at least 24 continuous months of service, and not have been dishonorably discharged.
• In addition, there are strict requirements as to income, assets and need -- the veteran or surviving spouse must not be able to care for him- or herself and must need regular personal assistance.
• But the Department of Veterans Affairs encourages even veterans whose income is too high to qualify for a monthly VA pension to apply for Aid and Attendance if they have high medical costs for which they don't receive reimbursements.